Nothing as in anything exciting. I’m pretty much done going out for the year. Got nothing planned and don’t plan on having anything planned. I’m still in the homebuying phase and need all my money for that. Hit a little snag cuz there was something on my credit report that I thought was taken care of but turns out it wasn’t so I spent a good chunk paying it off and now I’m waiting for the credit bureaus to show it as paid on my credit reports. I thought that was gonna take less than a week to take care of but my mortgage broker got sick over the Thanksgiving holidays and that resulted in a delay. And here’s the weekend and according to him, from the time he submits the new info (that I paid the debt) to the bureaus, it could take up to 72 hours. That clock started counting down yesterday. I’m factoring in business days and adding on a little time for it to seem realistic so it’ll be about the middle of next week before I get my final approved loan numbers from my lender. Only then can I start diving in headfirst into this homebuying experience.

 

It’s exciting but at the same time, when snags like this come up, it can be a pain in the ass. It’s a slow roll for me. If you know you’ve got all your shit straight, then you’re probably buying something right now if the economy hasn’t affected you adversely like most people. I’m one of those people who isn’t hurting right now. I chalk that up to good decision making and having some forward thinking. You gotta have a backup plan for a backup plan for a backup plan. You just have to cuz you see what happens if you don’t.

 

I’m writing this now cuz I just woke up from a nap after finishing up all my tv and other nagging stuff that was clogging up my time. I’m still keeping in touch with my broker and lender and looking at homes online and shit to be ready for that eventual day when I actually start going out to look at homes. All the reports of falling home prices are true. The majority of email alerts I get are ‘price reduced’ and ‘status change.’ Meaning people had their homes priced so high that no one was interested and lots of other homes have gone into foreclosure. How fucked up is it to have, let’s say, a 2 bedroom 2 bath older home for $90,000 when not even a little ways down the street there’s a 4 bedroom 2 bath newer home with a fucking pool and 2 car garage in just as good as or better of a neighborhood that may or may not require a little elbow grease for $70,000? Makes absolutely no fucking sense. I’m marveled at the deals that are out there right now but even more amazed at some of the prices people are asking.

 

Word to the wise: know your competition. If your shit is overpriced, are you really surprised that no one has shown any interest? Even after slashing the price by $20,000? Why would I buy your piece of shit when there’s a better deal down the street? Helps to have a good realtor who has your best interests in mind too. Cut your losses and take what you can get. This ain’t the market to be playing games. That goes for you banks with homes in foreclosure and these short sales too. I see these shits sometimes and it’s a fucking joke to me. Most homes I’m looking at were built between 1960 and 2000. There’s some that are a few years older and some that are practically brand new in my price range (under 100 grand). There’s old ass homes built in the ‘20’s and shit going for over that. Old ass, dilapidated shits in garbage ass or rural ass neighborhoods and they want that much dough. These people are out of their fucking minds. Just get fucking real already. When you see homes that have been on the market for ages, you wanna keep that in mind.

 

My realtor informed me that if a home isn’t listed on the mls then that seller isn’t motivated cuz the mls is available nationally as opposed to a cat with only a ‘for sale’ sign in front of their yard who hopes he/she can sell it that way. Not saying it can’t happen, but it’ll be harder to do. I get my alerts and peep the mls and other sites daily, on my phone and at home. Lots of great deals out there but some are scams. Like just recently I saw a misprint on a classifieds site for a house that was clearly brand spanking new and had a price of $27,000. But visiting the realtor site, the price was over $200,000. Another home on a realtor site had no mls number and no address for the home. They wanted you to fill out a form or call them for info on the home. Fuck them. Then there’s eBay listings. Some good stuff there and the land deals are great but I ain’t down with bidding on a home. Plus a lot of the listings there are classifieds or want you to buy lists of foreclosed homes. You can get all that info for free. What I’m saying is to be careful. It’s a buyer’s market but it’s a scammers market too. And people are suckers and stupid as fuck and all you gotta do is look at the news and the economy for confirmation of that.

 

My bank recently lowered its apy from 6% to 4%. Kinda pisses me off cuz I’m trying to make my money grow. There’s banks out there still offering 6% yields and I know I’m gonna call a few to see if I can open an account with them. Just don’t like using up my time for that. And I gotta call and explain to them that I have a ChexSystems discrepancy. I can’t just fill out an app online cuz I know it’s gonna be rejected. So now I’ve got more wise words for you: not only should you stay on top of your credit, stay on top of your money and ChexSystems too. They offer a free annual report or if you’ve been turned down for an account opening or something, you can get a free report like that. Make sure you’re clean and clear and that your money is working for you at the highest rate possible. Whether it be cash back, dividends, or interest rates. That’s why competition is good. One company starts sucking, another company will swoop in with better deals and service to put them out of business and I got no prob with that. We’re the ones with the money. We tell them what to do, not the other way around.

 

Recently got some mail from Yahoo regarding their new all-stars program. Got some refrigerator magnets. Woop dee fuckin’ do. It was 100% free from them cuz I’m a so-called Yahoo power user so I took it. You can peep the envelope here and what it says on the address label here. They also sent me an email for a sneak peek at some new service they’re launching for Christmas called emoticarolers. Just click the link for more info on it. Not my thing but figured I’d share.

 

I must admit that life is good and getting better. I recently got a job promotion and that’s gonna be several bucks more than I’m making now. Perfect timing cuz I’m buying a house and have student loans and I want them both paid in full before I’m 40. And I ain’t even kidding around with you. I don’t wanna be in debt for the rest of my life like some people. The quicker I get it done, the better. Along with that, I applied for a job with Google as an Ads Quality Rater. I was waiting for that opportunity to reappear and it finally did so I went for it. Don’t know if I got it or if I’m gonna get it or if my resume was good enough for them or not but I still tried. It’d be a great opportunity to get my foot in the door with a company like that. It’s part time, temporary, and through a staffing agency but it’d still be some good experience and look nice on a resume. Plus I hear the pay is good. And the work is all from the comfort of your home.

 

So if I work out in my new job and I get that Google job and like them both, my plan to get my income up to fast track this home purchase will have been a success. Notice I said “my plan.” Remember I said before that it helps to have all these backup plans? I’m not just spitting bullshit at you. I practice what I preach. If I don’t get the Google job, then there’s a backup in place for that. It would be nice to have my regular job and work from home so that my time isn’t being wasted and I’m getting paid on top of that since I’m at my computer a lot anyway. I have a one year income plan in addition to my phase plan. Won’t get into all the details but you can see that I’ve planned at least a year ahead when it comes to my short term money goals and 7 years when it comes to my life goals. Trust me, it ain’t hard to do. Just be a person of your word and stick to it. Tell yourself you’re gonna do something, and then do it. Simple as that. You wouldn’t lie to someone else would you (that probably only applies to most, not all, of you)? Why lie to yourself? Yes, your life and lifestyle will change but the results will be obviously apparent. Sometimes you gotta please yourself before others.

 

Think of life like a wet pussy, hard nipples, or a boner. Something or someone has aroused you. Most people will act upon that arousal and try to (non-forcefully) get whoever it is turning them on in the sack to make that arousal go away. Let’s say you fail but you’re still aroused. Now you’re stuck with that arousal and can’t stop thinking about it. It’s always there. Lingering. Consuming you. Stopping you from living your life the way you want. You wake up horny, at work horny, in the shower horny, you can’t sleep cuz you’re horny. Your nips are always poking out through your dress or shirt. There’s always a lump in front of your pants and it’s not cuz your package is abnormally huge when it’s soft. The arousal has become a setback cuz you just can’t get over that hump. It’s a hurdle. Some people can’t get over it and just live with it. You know, those psychos that keep hitting on you, always asking you out, staring at you, getting you gifts and shit you don’t want or need. Those people have serious probs and it shows. They can’t move forward in a positive manner.

 

Then there’s people like me who know how to literally take care of themselves. When I get to that point where I’m about to explode from dsb (deadly semen build-up), I do what needs to be done to take back control. When there’s not a willing female around, a guy has to do what a guy has to do. I’ll jack my dick multiple times in a day if need be till I’m calmed down. At least I can admit it. And when my scrotum is finally empty, I can resume my life normally cuz the frustration is gone for the time being. And I know women who will use their fingers and toys to end their frustration because they know they have to if they want to get on with their life. You can let life beat you or you can beat life. Your choice.

 

I still have my stories that I need to convert to pdf to submit for copyright. Should be doing that in the coming days. It’ll be 3 more and that’ll complete all the stories for crw4122. Still haven’t gone live with Dodo yet. I’m in the getting feedback phase right now. Just wanting to know what people who’ve taken the time to read it and who care to give me a critique have on their minds regarding the story. I posted it on some forums that I’m already a part of but those aren’t really writing specific boards. I know I’ll have to dig around for some relevant sites to post to if I want a good amount of feedback but that’ll come in the next few weeks. I’ll post the pdf of Dodo by then while I’m waiting for the copyrights to finalize on the other stories. Once they’re all ready, I’ll write the accompanying articles. Right now, just Dodo as text is available for reading; no write up. It’s not live yet but they all will be in due time.

 

I encourage horror fans to watch Dead Set. I have the first 2 of 5 eps posted in the secure area. I love tv and admittedly there isn’t much to get excited about these days but this is a really stand out show. Very high quality in every sense. It’s a breath of fresh air and the best show since Traveler and Day Break in my opinion. It helps to have a familiarity with the tv show Big Brother to get through the first ep. In my case, once I started watching it, I couldn’t stop. I held off on downloading the first ep cuz of negative comments that I now know were just ignorance and stupidity. I was hooked and immediately downloaded the remaining eps and sat down and watched the whole thing all the way through. To me, it’s that good. I highly recommend it. Very highly.

 

The Spider-man stream ends this week and next week I’ll start streaming the japanese Transformers eps, starting with the Headmasters. I won’t make them available for download though. Just streaming. I also have to add a few sites to the Favorite Sites section. Don’t know when I’ll get around to that. Should be sooner rather than later. And if I keep my time managed well, I can start moving the Exclusive Videos to the categories where they belong and adding the absent vids. And that’s about all that’s going on with me. I’ll have another article in the Video Articles section in a few days. It’ll be interesting stuff.